The debit card
that builds credit
and earns rewards
Scan to download the app
Now available on Android.
The debit card
that builds credit
and earns rewards
Scan to download the app
Now available on Android.
The debit card
that builds credit
and earns rewards
Scan to download the app
Now available on Android.
4.8 Rating
on App Store
Featured in
4.8 Rating on App Store
Featured in
4.8 Rating on App Store
Featured in
Credit cards
can be scary
You owe $5,000
You missed a payment
$20 late fee charged
You owe $5,430.31
You missed a payment
$20 late fee charged
Credit cards can be scary
You owe $5,000
You missed a payment
$20 late fee charged
You owe $5,430.31
You missed a payment
$20 late fee charged
But debit cards
don't build your credit score
No credit score
20% car loan interest rate
No credit score
Apartment application rejected
No credit score
Job application rejected
No credit score
20% car loan interest rate
No credit score
Apartment application rejected
No credit score
Job application rejected
But, debit cards don't build your credit score
No credit score
20% car loan interest rate
No credit score
Apartment application rejected
No credit score
Job application rejected
No credit score
20% car loan interest rate
No credit score
Apartment application rejected
No credit score
Job application rejected
Good thing Fizz isn't a normal debit card.
Good thing Fizz isn't a normal debit card.
The debit card that builds credit
No fees or interest
No overdue bills with Daily Autopay
Never overdue with Daily Autopay
No overspending with smart spend-limits
No overspending w/ smart budget
Earn rewards while spending
Scan to download
the Fizz app
Now available on Android
Kyle
raised his credit score
Scott
learned about credit utilization
Andy
raised his credit score
Mia
earned $10 cash back
See how Fizz compares
The best way to build credit
The best way to build credit
Regular debit card
Builds Credit
Earn Rewards
No credit checks
No interest
No fees
Fizz debit card
Builds Credit
Earn Rewards
No credit checks
No interest
No fees
Discover card
Builds Credit
Earn Rewards
Credit check
Up to 27.74% interest
Late and transfer fees
Fizz debit card
Builds Credit
Earn Rewards
No credit checks
No interest
No fees
Discover card
Builds Credit
Earn Rewards
Credit check
Up to 27.74% interest
Late and transfer fees
Regular debit card
Builds Credit
Earn Rewards
No credit checks
No interest
No fees
Fizz debit card
Builds Credit
Earn Rewards
No credit checks
No interest
No fees
Discover card
Builds Credit
Earn Rewards
Credit check
Up to 27.74% interest
Late and transfer fees
Regular debit card
Builds Credit
Earn Rewards
No credit checks
No interest
No fees
Fizz debit card
Builds Credit
Earn Rewards
No credit checks
No interest
No fees
Discover card
Builds Credit
Earn Rewards
Credit check
Up to 27.74% interest
Late and transfer fees
Regular debit card
Builds Credit
Earn Rewards
No credit checks
No interest
No fees
How does Fizz work?
How can a debit card even build credit?
01
Link your existing bank account
02
Get a credit limit based on your present account balance that adjusts daily
03
Spend with your Fizz card, earn rewards, and pay back your balance with Daily Autopay
Merchant deals
Offers other cards won't have.
Shake Shack
5X
points • Everywhere
Pretzel Bell
5X
points • Everywhere
Wolverine Sushi
5X
points • Everywhere
Peet's Coffee
5X
points • Everywhere
Amazon
5X
points • Everywhere
Barnes & Noble
5X
points • Everywhere
Starbucks
5X
points • Everywhere
Earn 3X
In the category of your choice.
Restaurants
Nightlife
Groceries
Experiences
Surprise drops
5X, 20X, even 50X point flashes
🌯
Earn 5X points at Chipotle or Taco Bell
1d 5h left
🍕
Earn 10X points at Domino's or Papa John's
6d 8h left
Extraordinary rewards
Merchant deals
Offers other cards won't have.
Shake Shack
5X
points • Everywhere
Pretzel Bell
5X
points • Everywhere
Wolverine Sushi
5X
points • Everywhere
Peet's Coffee
5X
points • Everywhere
Amazon
5X
points • Everywhere
Barnes & Noble
5X
points • Everywhere
Starbucks
5X
points • Everywhere
Earn 3X
In the category of your choice.
Restaurants
Nightlife
Groceries
Experiences
Surprise drops
5X, 20X, even 50X point flashes
🌯
Earn 5X points at Chipotle or Taco Bell
1d 5h left
🍕
Earn 10X points at Domino's or Papa John's
6d 8h left
Merchant deals
Offers other cards won't have.
Shake Shack
5X
points • Everywhere
Pretzel Bell
5X
points • Everywhere
Wolverine Sushi
5X
points • Everywhere
Peet's Coffee
5X
points • Everywhere
Amazon
5X
points • Everywhere
Barnes & Noble
5X
points • Everywhere
Starbucks
5X
points • Everywhere
Earn 3X
In the category of your choice.
Restaurants
Nightlife
Groceries
Experiences
Surprise drops
5X, 20X, even 50X point flashes
🌯
Earn 5X points at Chipotle or Taco Bell
1d 5h left
🍕
Earn 10X points at Domino's or Papa John's
6d 8h left
See what points are worth
See what points
are worth
10,000
Worth $100.00
10,000
Worth $100.00
Reviews
Read what people are saying
Love the app & card
Fizz is great. The card looks awesome, every time I use it I get a complement. It’s essentially a Debit card you can build credit with, so it removes the risk...
Lakeshow17
Read on the App Store
Genius card
I was skeptical about Fizz at first, like I am about any financial product. But I’ve been using it for a few months now and am a believer. The card is...
Chastity Osullivan
Review from AppStore
So helpful
As a college student building credit is hard and fizz has definitely helped! It so easy to use, just links to your bank account and sets a limit...
Hong_Bumgarneri
Read on the App Store
Best way to build credit as a student
I like the self control of a debit card while in school, but if I'm spending anyway, I feel like I might as well get benefits and a credit score.
Hamza Alsamraee
Read on the App Store
Added 100+ points to my credit!
I have been using Fizz for 4 months now, to rebuild my credit that I destroyed thanks to an auto loan I took, and didn’t pay for it. I saw the ad on TikTok, and thought this cannot be real...
MehmetAydin00
Read on the App Store
Absolutely Love My Fizz Card
I got my Fizz card a couple months ago and I absolutely love it. It is better than my student credit card in literally every way. It sets a credit limit based on how much money I have...
Peter_Henry
Read on the App Store
Love the app & card
Fizz is great. The card looks awesome, every time I use it I get a complement. It’s essentially a Debit card you can build credit with, so it removes the risk...
Lakeshow17
Read on the App Store
Genius card
I was skeptical about Fizz at first, like I am about any financial product. But I’ve been using it for a few months now and am a believer. The card is...
Chastity Osullivan
Review from AppStore
So helpful
As a college student building credit is hard and fizz has definitely helped! It so easy to use, just links to your bank account and sets a limit...
Hong_Bumgarneri
Read on the App Store
Best way to build credit as a student
I like the self control of a debit card while in school, but if I'm spending anyway, I feel like I might as well get benefits and a credit score.
Hamza Alsamraee
Read on the App Store
Added 100+ points to my credit!
I have been using Fizz for 4 months now, to rebuild my credit that I destroyed thanks to an auto loan I took, and didn’t pay for it. I saw the ad on TikTok, and thought this cannot be real...
MehmetAydin00
Read on the App Store
Absolutely Love My Fizz Card
I got my Fizz card a couple months ago and I absolutely love it. It is better than my student credit card in literally every way. It sets a credit limit based on how much money I have...
Peter_Henry
Read on the App Store
Love the app & card
Fizz is great. The card looks awesome, every time I use it I get a complement. It’s essentially a Debit card you can build credit with, so it removes the risk...
Lakeshow17
Read on the App Store
Genius card
I was skeptical about Fizz at first, like I am about any financial product. But I’ve been using it for a few months now and am a believer. The card is...
Chastity Osullivan
Review from AppStore
So helpful
As a college student building credit is hard and fizz has definitely helped! It so easy to use, just links to your bank account and sets a limit...
Hong_Bumgarneri
Read on the App Store
Best way to build credit as a student
I like the self control of a debit card while in school, but if I'm spending anyway, I feel like I might as well get benefits and a credit score.
Hamza Alsamraee
Read on the App Store
Added 100+ points to my credit!
I have been using Fizz for 4 months now, to rebuild my credit that I destroyed thanks to an auto loan I took, and didn’t pay for it. I saw the ad on TikTok, and thought this cannot be real...
MehmetAydin00
Read on the App Store
Absolutely Love My Fizz Card
I got my Fizz card a couple months ago and I absolutely love it. It is better than my student credit card in literally every way. It sets a credit limit based on how much money I have...
Peter_Henry
Read on the App Store
“Fizz offers an interesting alternative geared toward college students with a free credit building debit card.”
Written by Paul Kim, edited by Jasmin Baron
“The Fizz debit card was created to help you avoid the trap of overspending and build credit at the same time.”
Written by Sarah Sharkey
Financial tips for everyday life
Learn the financial tips you aren’t taught in school
Learn on Fizz website or directly in the app
Learn on the go
Learn about credit and budgeting in the app
FAQ
Why choose Fizz?
How does Fizz work?
How can Fizz build my credit?
How does Fizz report my credit?
Does Fizz cost anything?
Can I cancel Fizz?
How does Fizz make money?
Who do I contact for support or additional questions?
© Fizz Inc. © 2023 All Rights Reserved.
WeWork c/o Fizz; 154 West 14th Street; New York, NY 10011
ShoulderTap Technologies Inc. d/b/a Fizz (“Fizz”) is not a bank. Banking services are provided by Patriot Bank, N.A. Fizz Mastercard Debit Cards (“Fizz Cards”) are issued by Patriot Bank, N.A. pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of Fizz’s services are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of Fizz’s services are offered and managed by Fizz, not our bank partners.
Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®, and Transunion®.For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the ShoulderTap Technologies Inc. d/b/a Fizz Consumer Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.
Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.
© Fizz Inc. © 2023 All Rights Reserved.
WeWork c/o Fizz; 154 West 14th Street; New York, NY 10011
ShoulderTap Technologies Inc. d/b/a Fizz (“Fizz”) is not a bank. Banking services are provided by Patriot Bank, N.A. Fizz Mastercard Debit Cards (“Fizz Cards”) are issued by Patriot Bank, N.A. pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of Fizz’s services are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of Fizz’s services are offered and managed by Fizz, not our bank partners.
Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®, and Transunion®.For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the ShoulderTap Technologies Inc. d/b/a Fizz Consumer Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.
Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.
© Fizz Inc. © 2023 All Rights Reserved.
WeWork c/o Fizz; 154 West 14th Street; New York, NY 10011
ShoulderTap Technologies Inc. d/b/a Fizz (“Fizz”) is not a bank. Banking services are provided by Patriot Bank, N.A. Fizz Mastercard Debit Cards (“Fizz Cards”) are issued by Patriot Bank, N.A. pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of Fizz’s services are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of Fizz’s services are offered and managed by Fizz, not our bank partners.
Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®, and Transunion®.For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the ShoulderTap Technologies Inc. d/b/a Fizz Consumer Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.
Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.