4.8 rating on the App Store

1

Featured in

4.8 Rating on App Store

1

Featured in

4.8 Rating on App Store

1

Featured in

But debit cards

don't build your credit score

No credit score

20% car loan interest rate

No credit score

Apartment application rejected

No credit score

Job application rejected

No credit score

20% car loan interest rate

No credit score

Apartment application rejected

No credit score

Job application rejected

But, debit cards don't build your credit score

No credit score

20% car loan interest rate

No credit score

Apartment application rejected

No credit score

Job application rejected

No credit score

20% car loan interest rate

No credit score

Apartment application rejected

No credit score

Job application rejected

Good thing Fizz isn't a normal debit card.

Good thing Fizz isn't a normal debit card.

The debit card that builds credit

No fees or interest

No overdue bills with Daily Autopay

Never overdue with Daily Autopay

No overspending with smart spend-limits

No overspending w/ smart budget

Earn rewards while spending

Scan to download

the Fizz app

Now available on Android

  • Kyle

    raised his credit score

  • Scott

    learned about credit utilization

  • Andy

    raised his credit score

  • Mia

    earned $10 cash back

  • Kyle

    raised his credit score

  • Scott

    learned about credit utilization

  • Andy

    raised his credit score

  • Mia

    earned $10 cash back

  • Kyle

    raised his credit score

  • Scott

    learned about credit utilization

  • Andy

    raised his credit score

  • Mia

    earned $10 cash back

See how Fizz compares

The best way to build credit

The best way to build credit

Regular debit card

Builds Credit

Earn Rewards

No credit checks

No interest

No hidden fees

Fizz debit card

Builds Credit

Earn Rewards

No credit checks

No interest

No hidden fees

Discover card

Builds Credit

Earn Rewards

Credit check

Up to 27.74% interest

Late and transfer fees

How does Fizz work?

How can a debit card even build credit?

01

Link your existing bank account

02

Get a credit limit based on your present account balance that adjusts daily

03

Spend with your Fizz card, earn rewards, and pay back your balance with Daily Autopay

See what points are worth

See what points
are worth

10,000

Worth $100.00

10,000

Worth $100.00

Reviews

Read what people are saying

“Fizz offers an interesting alternative geared toward college students with a free credit building debit card.”

Written by Paul Kim, edited by Jasmin Baron

“The Fizz debit card was created to help you avoid the trap of overspending and build credit at the same time.”

Written by Sarah Sharkey

Financial tips for everyday life

Learn the financial tips you aren’t taught in school

Learn on Fizz website or directly in the app

FAQ

Why choose Fizz?

How does Fizz work?

How can Fizz build my credit history?

How does Fizz report my credit?

Can I cancel Fizz?

How does Fizz make money?

Who do I contact for support or additional questions?

Why choose Fizz?

How does Fizz work?

How can Fizz build my credit history?

How does Fizz report my credit?

Can I cancel Fizz?

How does Fizz make money?

Who do I contact for support or additional questions?

Why choose Fizz?

How does Fizz work?

How can Fizz build my credit history?

How does Fizz report my credit?

Can I cancel Fizz?

How does Fizz make money?

Who do I contact for support or additional questions?

Choose debit. Not debt.

Scan to download the app

Now available on Android.

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.


40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.

1

As of March 2024

ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.


Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary.Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .


For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Selected customers reviews above describe individual experiences or results. Actual results may vary. App Store rating as of September 2024.


For persons who are deaf, hard of hearing or have speech disabilities, we accept calls on our service line at (940) 260-2704.

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.


40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.

1

As of March 2024

ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.


Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary.Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .


For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Selected customers reviews above describe individual experiences or results. Actual results may vary. App Store rating as of September 2024.


For persons who are deaf, hard of hearing or have speech disabilities, we accept calls on our service line at (940) 260-2704.

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.


40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.

1

As of March 2024

ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.


Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary.Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .


For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Selected customers reviews above describe individual experiences or results. Actual results may vary. App Store rating as of September 2024.


For persons who are deaf, hard of hearing or have speech disabilities, we accept calls on our service line at (940) 260-2704.