The student debit card

that builds credit

Scan to download on the App Store

Coming soon on Android.

The student debit card

that builds credit

Scan to download on the App Store

Coming soon on Android.

The student
debit card

that builds credit

Scan to download on the App Store

Coming soon on Android.

4.8 Rating
on App Store

Trusted by

thousands of students

4.8 Rating on App Store

Trusted by thousands of students

4.8 Rating on App Store

Trusted by thousands of students

But, debit cards

don't build your credit score

No credit score

20% car loan interest rate

No credit score

Apartment application rejected

No credit score

Job application rejected

No credit score

20% car loan interest rate

No credit score

Apartment application rejected

No credit score

Job application rejected

But, debit cards don't build your credit score

No credit score

20% car loan interest rate

No credit score

Apartment application rejected

No credit score

Job application rejected

No credit score

20% car loan interest rate

No credit score

Apartment application rejected

No credit score

Job application rejected

Until…

Until…

The student debit card that builds credit

No fees or interest

No overspending

Part of the Mastercard network

Scan to download

on the App Store

Coming soon on Android

The student debit card that builds credit

No fees or interest

No overspending

Part of the Mastercard network

Scan to download

on the App Store

Coming soon on Android

The student debit card that builds credit

No fees or interest

No overspending

Part of the Mastercard network

Scan to download

on the App Store

Coming soon on Android

  • Kyle at Harvard

    raised his credit score

  • Scott at Umiami

    learned about credit utilization

  • Andy at Michigan

    raised his credit score

  • Mia at UCLA

    earned $10 cash back

  • Teresa at UCLA

    qualified for her dream apartment

How does Fizz work?

How can a debit card even build credit?

01

Sign up and connect your existing bank account — no deposit required.

02

Get a spend limit based on your account balance that helps prevent overspending.

03

Make your everyday purchases with your card, which Fizz temporarily covers.

04

Your purchases get bundled into daily payments and can be automated with Autopay.

05

Fizz reports your payments to the credit bureaus, helping you build credit over time.

Scan to download

on the App Store

Coming soon on Android

05

Fizz reports your payments to the credit bureaus, helping you build credit over time.

  • Wolverine Sushi Bar

    2%

    cash back • Everywhere

  • Peet's Coffee

    2%

    cash back • Everywhere

  • Mels Drive-in

    2%

    cash back • Everywhere

  • Shake Shack

    2%

    cash back • Everywhere

  • Kai Ramen

    2%

    cash back • Everywhere

  • Pretzel Bell

    2%

    cash back • Everywhere

  • Wolverine Sushi Bar

    2%

    cash back • Everywhere

  • Peet's Coffee

    2%

    cash back • Everywhere

  • Mels Drive-in

    2%

    cash back • Everywhere

  • Shake Shack

    2%

    cash back • Everywhere

  • Kai Ramen

    2%

    cash back • Everywhere

  • Pretzel Bell

    2%

    cash back • Everywhere

Exclusive offers

around campus

We partner with the shops you love most, whether that’s your favorite coffee shop off campus, deli in your hometown, or favorite online retailer.

Exclusive offers

around campus

We partner with the shops you love most, whether that’s your favorite coffee shop off campus, deli in your hometown, or favorite online retailer.

See how Fizz compares

The best way to build credit in college

The best way to build credit in college

Regular debit card

Builds your credit

Cash back

No credit checks

No interest

No fees

Fizz debit card

Builds your credit

Cash back

No credit checks

No interest

No fees

Discover student card

Builds your credit

Cash back

Credit check

Up to 27.74% interest

Late fees, advance fees, and transfer fees

Fizz has rizz

Read what people are saying

“Fizz offers an interesting alternative geared toward college students with a free credit building debit card.”

Written by Paul Kim, edited by Jasmin Baron

“Fizz is a great option for college students who want to build credit but worry about racking up debt.”

Written by Sarah Sharkey

Learn the financial tips

you aren’t taught in school

Learn the financial tips you aren’t taught in school

Learn on Fizz website or directly in the app

FAQ

Why choose Fizz?

How does Fizz work?

Does Fizz cost anything?

How does Fizz make money?

Does it matter what school I go to?

Who do I contact for support or additional questions?

Choose debit. Not debt.

Scan to download on the App Store

Coming soon on Android.

The first card by students,

for students.

© Fizz Inc. © 2022 All Rights Reserved.

ShoulderTap Technologies Inc. d/b/a Fizz (“Fizz”) is not a bank. Banking services are provided by Patriot Bank, N.A. Fizz Mastercard Debit Cards (“Fizz Cards”) are issued by Patriot Bank, N.A. pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of Fizz’s services are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of Fizz’s services are offered and managed by Fizz, not our bank partners.

Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®, Transunion®, and Equifax®.For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the ShoulderTap Technologies Inc. d/b/a Fizz Consumer Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.

Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.

The first card by students,

for students.

© Fizz Inc. © 2022 All Rights Reserved.

ShoulderTap Technologies Inc. d/b/a Fizz (“Fizz”) is not a bank. Banking services are provided by Patriot Bank, N.A. Fizz Mastercard Debit Cards (“Fizz Cards”) are issued by Patriot Bank, N.A. pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of Fizz’s services are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of Fizz’s services are offered and managed by Fizz, not our bank partners.

Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®, Transunion®, and Equifax®.For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the ShoulderTap Technologies Inc. d/b/a Fizz Consumer Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.

Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.

The first card by students,

for students.

© Fizz Inc. © 2022 All Rights Reserved.

ShoulderTap Technologies Inc. d/b/a Fizz (“Fizz”) is not a bank. Banking services are provided by Patriot Bank, N.A. Fizz Mastercard Debit Cards (“Fizz Cards”) are issued by Patriot Bank, N.A. pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of Fizz’s services are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of Fizz’s services are offered and managed by Fizz, not our bank partners.

Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®, Transunion®, and Equifax®.For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the ShoulderTap Technologies Inc. d/b/a Fizz Consumer Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.

Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.