The student financial empowerment program that works
winner of harvard innovation challenge
Best credit builder for students
winner of harvard innovation challenge
Best credit builder for students
4.8 rating on the App Store
1
Trusted by
thousands of students
4.8 Rating on App Store
1
Trusted by thousands of students
The student financial empowerment program that works
winner of harvard innovation challenge
Best credit builder for students
4.8 Rating on App Store
1
Trusted by thousands of students
Financial literacy rates are at a three decade low
Financial literacy rates are at a three decade low
Financial literacy rates are at a three decade low
The #1 reason
The #1 reason
students drop out of college is because of finances.
76% of students
76% of students
wish they had more university support for financial planning.
Our solution
Credit-building debit card
Easy to use debit card that builds credit with no fees, no interest and no risk of overspending
Credit-building debit card
Easy to use debit card that builds credit with no fees, no interest and no risk of overspending
Credit-building debit card
Easy to use debit card that builds credit with no fees, no interest and no risk of overspending
Financial Coaching
Access to professional financial coaches for one on one counseling
Financial Coaching
Access to professional financial coaches for one on one counseling
Financial Coaching
Access to professional financial coaches for one on one counseling
Monthly workshops
Monthly financial literacy sessions with top experts
Monthly workshops
Monthly financial literacy sessions with top experts
Monthly workshops
Monthly financial literacy sessions with top experts
User-friendly app
Accessible mobile app with option to co-brand with university
User-friendly app
Accessible mobile app with option to co-brand with university
User-friendly app
Accessible mobile app with option to co-brand with university
Financial resources hub
Hundreds of financial resources including free credit monitoring, budgeting and money management
Financial resources hub
Hundreds of financial resources including free credit monitoring, budgeting and money management
Financial resources hub
Hundreds of financial resources including free credit monitoring, budgeting and money management
Campus rewards
Exclusive campus rewards program that encourages smart spending
Campus rewards
Exclusive campus rewards program that encourages smart spending
Campus rewards
Exclusive campus rewards program that encourages smart spending
The easy-to-use financial adulting app students love
Advise
Interactive spend guidance, product recommendations and financial Q&A
Spend controls
Intelligent limits, digital wallets, and smart autopay schedules.
Learn
Resources covering everything from credit, to investing, to finding an internship
Rewards
Customized rewards on50+ campuses
Credit monitoring
Users can monitor their score and get recommendations
Advise
Interactive spend guidance, product recommendations and financial Q&A
Spend controls
Intelligent limits, digital wallets, and smart autopay schedules.
Learn
Resources covering everything from credit, to investing, to finding an internship
Rewards
Customized rewards on50+ campuses
Credit monitoring
Users can monitor their score and get recommendations
Trusted by tens of thousands of students
MUST FOR STUDENTS!!
Fizz empowers students with financial independence—no parents, no fees. It's about freedom and making money management simple and empowering.
Read on the App Store
Helps me spend wisely
Fizz is my financial coach in college, teaching me to save and splurge wisely. It's all about mastering the art of budgeting for needs and fun.
Review from AppStore
Highly recommend
Absolutely love the Fizz card! The app is a dream for tracking spending, and auto-pay takes all the hassle away. Financial management made easy!
Read on the App Store
Reliable and trustworthy!
Fizz has reignited my hope in managing finances as a student. It's teaching me to spend wisely and balance my budget like a pro.
Read on Trustpilot
5 stars!
I love everything about Fizz. Daily auto-pay, cash back, that chic black card, plus the app. Perfect for us students. Just wish I'd found it before my ex did!
Read on Trustpilot
The best option out there!
Fizz is a game-changer: zero fees, zero interest, with instant credit-building updates. It's like having a finance guru in your pocket!
Read on the App Store
MUST FOR STUDENTS!!
Fizz empowers students with financial independence—no parents, no fees. It's about freedom and making money management simple and empowering.
Read on the App Store
Helps me spend wisely
Fizz is my financial coach in college, teaching me to save and splurge wisely. It's all about mastering the art of budgeting for needs and fun.
Review from AppStore
Highly recommend
Absolutely love the Fizz card! The app is a dream for tracking spending, and auto-pay takes all the hassle away. Financial management made easy!
Read on the App Store
Reliable and trustworthy!
Fizz has reignited my hope in managing finances as a student. It's teaching me to spend wisely and balance my budget like a pro.
Read on Trustpilot
5 stars!
I love everything about Fizz. Daily auto-pay, cash back, that chic black card, plus the app. Perfect for us students. Just wish I'd found it before my ex did!
Read on Trustpilot
The best option out there!
Fizz is a game-changer: zero fees, zero interest, with instant credit-building updates. It's like having a finance guru in your pocket!
Read on the App Store
MUST FOR STUDENTS!!
Fizz empowers students with financial independence—no parents, no fees. It's about freedom and making money management simple and empowering.
Read on the App Store
Helps me spend wisely
Fizz is my financial coach in college, teaching me to save and splurge wisely. It's all about mastering the art of budgeting for needs and fun.
Review from AppStore
Highly recommend
Absolutely love the Fizz card! The app is a dream for tracking spending, and auto-pay takes all the hassle away. Financial management made easy!
Read on the App Store
Reliable and trustworthy!
Fizz has reignited my hope in managing finances as a student. It's teaching me to spend wisely and balance my budget like a pro.
Read on Trustpilot
5 stars!
I love everything about Fizz. Daily auto-pay, cash back, that chic black card, plus the app. Perfect for us students. Just wish I'd found it before my ex did!
Read on Trustpilot
The best option out there!
Fizz is a game-changer: zero fees, zero interest, with instant credit-building updates. It's like having a finance guru in your pocket!
Read on the App Store
These testimonials have been condensed for clarity and brevity. For the complete testimonials, please visit the App Store and Trustpilot.
"In an age where personal finance for many students is the single biggest source of stress, Fizz gives students confidence and an entry point to financial independence."
Student Success University of Arizona
"Fizz is simply a must-have for students to set up a financial future. So easy to use, and the customer support is also very responsive and helpful."
Review from AppStore
The Fizz program at work
The Fizz program at work
75%
75%
75%
of students say Fizz helped them become more confident in their personal finances.
>92%
>92%
>92%
of Fizz users would be disappointed if they could no longer use Fizz.
The program helps with…
Adulting
Financial literacy rates
Mental health
First-year retention rates
Graduation rates
Equity on campus
Adulting
Financial literacy rates
Mental health
First-year retention rates
Graduation rates
Equity on campus
Fizz cares about privacy and security
Powered by, and in partnership with Lead Bank and Mastercard, Fizz is a category-leader in data security.
Fizz cares about privacy and security
Powered by, and in partnership with Lead Bank and Mastercard, Fizz is a category-leader in data security.
Fizz cares about privacy and security
Powered by, and in partnership with Lead Bank and Mastercard, Fizz is a category-leader in data security.
Ready to set your students up for financial success?
Ready to set your students up for financial success?
Empower them in college and beyond.
Empower them in college and beyond.
ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.
40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.
1
As of March 2024
ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.
Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary.Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian® and Transunion® .For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.
Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian® and Transunion® .
For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.
For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.
Selected customers reviews above describe individual experiences or results. Actual results may vary. App Store rating as of September 2024.
For persons who are deaf, hard of hearing or have speech disabilities, we accept calls on our service line at (940) 260-2704.
ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.
40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.
1
As of March 2024
ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.
Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary.Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian® and Transunion® .For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.
Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian® and Transunion® .
For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.
For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.
Selected customers reviews above describe individual experiences or results. Actual results may vary. App Store rating as of September 2024.
For persons who are deaf, hard of hearing or have speech disabilities, we accept calls on our service line at (940) 260-2704.
ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.
40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.
1
As of March 2024
ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.
Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary.Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian® and Transunion® .For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.
Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian® and Transunion® .
For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.
For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.
Selected customers reviews above describe individual experiences or results. Actual results may vary. App Store rating as of September 2024.
For persons who are deaf, hard of hearing or have speech disabilities, we accept calls on our service line at (940) 260-2704.