The student financial empowerment program that works

Talk to our partnership team

winner of harvard innovation challenge

Best credit builder for students

winner of harvard innovation challenge

Best credit builder for students

4.8 rating on the App Store

1

Trusted by

thousands of students

4.8 Rating on App Store

1

Trusted by thousands of students

The student financial empowerment program that works

Talk to our partnership team

winner of harvard innovation challenge

Best credit builder for students

4.8 Rating on App Store

1

Trusted by thousands of students

Financial literacy rates are at a three decade low

Financial literacy rates are at a three decade low

Financial literacy rates are at a three decade low

The #1 reason

The #1 reason

students drop out of college is because of finances.

76% of students

76% of students

wish they had more university support for financial planning.

Our solution

Credit-building debit card

Easy to use debit card that builds credit with no fees, no interest and no risk of overspending

Credit-building debit card

Easy to use debit card that builds credit with no fees, no interest and no risk of overspending

Credit-building debit card

Easy to use debit card that builds credit with no fees, no interest and no risk of overspending

Financial Coaching

Access to professional financial coaches for one on one counseling

Financial Coaching

Access to professional financial coaches for one on one counseling

Financial Coaching

Access to professional financial coaches for one on one counseling

Monthly workshops

Monthly financial literacy sessions with top experts 

Monthly workshops

Monthly financial literacy sessions with top experts 

Monthly workshops

Monthly financial literacy sessions with top experts 

User-friendly app

Accessible mobile app with option to co-brand with university

User-friendly app

Accessible mobile app with option to co-brand with university

User-friendly app

Accessible mobile app with option to co-brand with university

Financial resources hub

Hundreds of financial resources including free credit monitoring, budgeting and money management

Financial resources hub

Hundreds of financial resources including free credit monitoring, budgeting and money management

Financial resources hub

Hundreds of financial resources including free credit monitoring, budgeting and money management

Campus rewards

Exclusive campus rewards program that encourages smart spending 

Campus rewards

Exclusive campus rewards program that encourages smart spending 

Campus rewards

Exclusive campus rewards program that encourages smart spending 

The easy-to-use financial adulting app students love

  • Advise

    Interactive spend guidance, product recommendations and financial Q&A

  • Spend controls

    Intelligent limits, digital wallets, and smart autopay schedules.

  • Learn

    Resources covering everything from credit, to investing, to finding an internship

  • Rewards

    Customized rewards on50+ campuses

  • Credit monitoring

    Users can monitor their score and get recommendations

Advise

Interactive spend guidance, product recommendations and financial Q&A

Spend controls

Intelligent limits, digital wallets, and smart autopay schedules.

Learn

Resources covering everything from credit, to investing, to finding an internship

Rewards

Customized rewards on50+ campuses

Credit monitoring

Users can monitor their score and get recommendations

Trusted by tens of thousands of students

These testimonials have been condensed for clarity and brevity. For the complete testimonials, please visit the App Store and Trustpilot.

"In an age where personal finance for many students is the single biggest source of stress, Fizz gives students confidence and an entry point to financial independence."

Student Success University of Arizona

"Fizz is simply a must-have for students to set up a financial future. So easy to use, and the customer support is also very responsive and helpful."

Review from AppStore

The Fizz program at work

The Fizz program at work

75%

75%

75%

of students say Fizz helped them become more confident in their personal finances.

>92%

>92%

>92%

of Fizz users would be disappointed if they could no longer use Fizz.

The program helps with…

  • Adulting

  • Financial literacy rates

  • Mental health

  • First-year retention rates

  • Graduation rates

  • Equity on campus

  • Adulting

  • Financial literacy rates

  • Mental health

  • First-year retention rates

  • Graduation rates

  • Equity on campus

Fizz cares about privacy and security

Powered by, and in partnership with Lead Bank and Mastercard, Fizz is a category-leader in data security.

Fizz cares about privacy and security

Powered by, and in partnership with Lead Bank and Mastercard, Fizz is a category-leader in data security.

Fizz cares about privacy and security

Powered by, and in partnership with Lead Bank and Mastercard, Fizz is a category-leader in data security.

Ready to set your students up for financial success?

Ready to set your students up for financial success?

Empower them in college and beyond.

Empower them in college and beyond.

Talk to our partnership team

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.


40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.

1

As of March 2024

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024. 40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.


ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.


Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary.


Fizz cardholders: Fizz reports your payment history on the revolving, open-end line of credit accessed by your Fizz Card. Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .
For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Selected customers reviews above describe individual experiences or results. Individuals in TikTok videos featured above are paid spokespeople. Selected customer reviews above describe individual experiences or results. Actual results may vary. App Store rating as of September 2024.


Credit score sliding scale feature is for informational purposes only. Credit score ranges based on information available on RentSpree. Car loan figures assume a loan value of $30,000 over 72 months and based on information available on CNN. Student loan figures assumes a $35,000 private student loan with a 10-year term and based on information available on CNBC, NerdWallet and Credible. Apartment approval based on information available on BI and RentSpree.


For people with disabilities, including those who are visually impaired, deaf, or hard of hearing, we accept messages via our in-app chat, emails at [email protected], and calls on our answering machine at (940) 260-2704. If you leave us a voicemail, please leave your name and number and a member of our customer support team will return your call.

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.


40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.

1

As of March 2024

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024. 40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.


ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.


Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary.


Fizz cardholders: Fizz reports your payment history on the revolving, open-end line of credit accessed by your Fizz Card. Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .
For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Selected customers reviews above describe individual experiences or results. Individuals in TikTok videos featured above are paid spokespeople. Selected customer reviews above describe individual experiences or results. Actual results may vary. App Store rating as of September 2024.


Credit score sliding scale feature is for informational purposes only. Credit score ranges based on information available on RentSpree. Car loan figures assume a loan value of $30,000 over 72 months and based on information available on CNN. Student loan figures assumes a $35,000 private student loan with a 10-year term and based on information available on CNBC, NerdWallet and Credible. Apartment approval based on information available on BI and RentSpree.


For people with disabilities, including those who are visually impaired, deaf, or hard of hearing, we accept messages via our in-app chat, emails at [email protected], and calls on our answering machine at (940) 260-2704. If you leave us a voicemail, please leave your name and number and a member of our customer support team will return your call.

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.


40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.

1

As of March 2024

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024. 40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.


ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.


Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary.


Fizz cardholders: Fizz reports your payment history on the revolving, open-end line of credit accessed by your Fizz Card. Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .
For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Selected customers reviews above describe individual experiences or results. Individuals in TikTok videos featured above are paid spokespeople. Selected customer reviews above describe individual experiences or results. Actual results may vary. App Store rating as of September 2024.


Credit score sliding scale feature is for informational purposes only. Credit score ranges based on information available on RentSpree. Car loan figures assume a loan value of $30,000 over 72 months and based on information available on CNN. Student loan figures assumes a $35,000 private student loan with a 10-year term and based on information available on CNBC, NerdWallet and Credible. Apartment approval based on information available on BI and RentSpree.


For people with disabilities, including those who are visually impaired, deaf, or hard of hearing, we accept messages via our in-app chat, emails at [email protected], and calls on our answering machine at (940) 260-2704. If you leave us a voicemail, please leave your name and number and a member of our customer support team will return your call.