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What is investing?

What is investing?

What is investing?

Simply put, investing involves using money to buy an asset that you think will increase in value over time. Common investments include stocks and bonds, but putting money into a business or using money to buy and sell things is also a form of investment.

Simply put, investing involves using money to buy an asset that you think will increase in value over time. Common investments include stocks and bonds, but putting money into a business or using money to buy and sell things is also a form of investment.

Simply put, investing involves using money to buy an asset that you think will increase in value over time. Common investments include stocks and bonds, but putting money into a business or using money to buy and sell things is also a form of investment.

Apr 6, 2023

Sam Lipscomb

3

min

Investing is a great way to put your money to work if you don’t plan on spending it or keeping it in a rainy day or emergency fund. As a college student, you may not have a lot of disposable income, but it’s possible to start investing even with just a few dollars.

As we talked about above, investing is essentially putting your money into assets that you think will increase in value over time. This includes investing in the stock market by buying things like stocks, bonds, exchange-traded funds (ETFs), and more. These investments may increase in value so that you can sell them for more than you bought them for. They may also pay you dividends on a regular basis, which you can think of as rewards for owning the asset.

While the most common form of investing is the type you do by buying and selling stocks, bonds, and ETFs, there are other types of investments too. Putting money into a business run by yourself or a friend in exchange for ownership of the business is a form of investment too. If you’re thinking of buying and reselling things online, buying inventory is also considered an investment.

Getting started

You might think that you need thousands upon thousands of dollars to start investing, but the reality is that it can be done with as little as a few dollars. There are tons of online platforms like Robinhood and Wealthfront that allow you to start investing in stocks, bonds, and ETFs with just a few dollars. Starting small like this is a good way to ease into the world of investing.

Investing always carries some risk, so it's important to be aware of your risk tolerance before getting started. You should always do research and understand the assets you’re planning to invest in too. It’s worth remembering that even though your investments might decrease in value from time to time, markets tend to increase in value by about 10% every year - so think of the long game and you should be just fine.

Sam Lipscomb

Author bio

Sam is a Kenyon College alum and is head of content at Fizz. He's been a go to personal finance resource among his peers since getting his first credit card during his sophomore year of college. He hails from Washington, DC, loves all things aviation, and currently lives in Los Angeles.

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ShoulderTap Technologies Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.

Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®, and Transunion® .For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the ShoulderTap Technologies Inc. d/b/a Fizz Consumer Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.

Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.

© ShoudlerTap Technologies © 2024 All Rights Reserved.


Fizz; 40 Wooster Street, Level 2, New York, NY 10013

ShoulderTap Technologies Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.

Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®, and Transunion® .For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the ShoulderTap Technologies Inc. d/b/a Fizz Consumer Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.

Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.

© ShoudlerTap Technologies © 2024 All Rights Reserved.


Fizz; 40 Wooster Street, Level 2, New York, NY 10013

ShoulderTap Technologies Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.

Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®, and Transunion® .For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the ShoulderTap Technologies Inc. d/b/a Fizz Consumer Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.

Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.