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Fizz

Introducing Fizz Membership

Introducing Fizz Membership

Introducing Fizz Membership

It's time to take personal finance to a whole new level with a Fizz membership! Don't worry, the Fizz Card isn't going anywhere – a Fizz membership is a subscription to help turbocharge your finances. With custom budgeting, smart spend recommendations, insane rewards, and the same credit-building card you know and love, Fizz is the ultimate financial companion.

It's time to take personal finance to a whole new level with a Fizz membership! Don't worry, the Fizz Card isn't going anywhere – a Fizz membership is a subscription to help turbocharge your finances. With custom budgeting, smart spend recommendations, insane rewards, and the same credit-building card you know and love, Fizz is the ultimate financial companion.

It's time to take personal finance to a whole new level with a Fizz membership! Don't worry, the Fizz Card isn't going anywhere – a Fizz membership is a subscription to help turbocharge your finances. With custom budgeting, smart spend recommendations, insane rewards, and the same credit-building card you know and love, Fizz is the ultimate financial companion.

May 16, 2024

Sam Lipscomb

2

min

We started Fizz in 2021 with a goal to become the financial ally of young adults. We started by building and unveiling the Fizz card, the first debit card for college students that helps build credit with all of its amazing features, like no hidden fees, no interest rates, and no credit check. We created over 100 personal financial resources so that our users (and even potential users) could bolster their personal financial knowledge.

Now don’t worry – the Fizz card isn’t going anywhere. But being the financial ally of young adults is about so much more than just the Fizz card, which is why we're so excited to officially unveil Fizz memberships!

This is the result of over a year's worth of talking to users and figuring out exactly what young adults need to succeed financially – beyond just having a Fizz card. Fizz is now the #1 money app for students. Let's take a look under the hood.

What is a Fizz membership?

You can access the Fizz app by signing up, entering your name and some other information, and telling us a little about your financial goals. From there, you can explore some of the features we offer – no commitments, no worries.

But getting a Fizz membership is how you really turbocharge your finances. A Fizz membership is a subscription service that gives you access to a ton of great features, including the Fizz card. A Fizz membership is just $4.17 per month for students (billed annually at $49.99 per year) or $10 per month for non-students (billed annually at $119.99 per year). With that, you'll have access to:

The Fizz card

With a Fizz membership, you'll be able to apply for the Fizz card, the only credit-building debit card for young adults. It still has no hidden fees, still has no interest rates, still keeps you from overspending, and still keeps you on top of your finances.

Smart budgeting and alerts

Now you’ll be able to save even more money with monthly budgets. You can set an overall budget, but you’ll also be able to set budgets for certain spending categories or even specific merchants. We’ll also deliver custom savings recommendations right to your inbox.

Advanced credit monitoring

Unlock a new level of credit intelligence with Fizz Premium. You’ll be alerted when there are changes in your score and you’ll get personalized insights based on your credit profile.

Games and courses

Learn and test your financial knowledge with our quickly growing slate of Fizz games and courses. There are courses on budgeting, credit, and investing, with many more soon to come!

Surprises on Fizz Fridays

Fizz members will have exclusive access to exclusive drops, challenges, and gifts on the first Friday of every month. Stay tuned for other exciting rewards you can only earn as a Fizz member!

Choose your 3x points category weekly

If you do choose to get a Fizz card, you'll be able to choose your 3x points category weekly instead of just monthly. This helps you earn even more rewards on your everyday spending.

What if I already have a Fizz card?

Don't worry – if you already have a Fizz card, you're grandfathered in and don't need to become a Fizz member if you don't want to. But there's a ton of value to be had from becoming a member, so definitely think about signing up if you haven't already!

Why get a Fizz membership?

Getting started building credit with Fizz is a great start, but there’s so much more to the world of personal finance. A Fizz membership helps users unlock that world. With everything from useful tools and educational experiences to games and giveaways, a Fizz membership provides an experience you won’t get anywhere else.

Fizz is here to be the financial ally of young adults, and the Fizz card is just the beginning for our movement. We’re excited to see how Fizz continues to help a generation of young adults build better financial habits and build towards personal financial freedom.

Enjoy your Fizz membership. We can’t wait to hear what you think!

Sam Lipscomb

Author bio

Sam is a Kenyon College alum and is Fizz's product and operations lead. He's been a go to personal finance resource among his peers since getting his first credit card during his sophomore year of college. He hails from Washington, DC, loves all things aviation, and currently lives in Los Angeles.

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ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.


40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.

ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.


Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary.Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .


For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Selected customers reviews above describe individual experiences or results. Actual results may vary. App Store rating as of September 2024.


For persons who are deaf, hard of hearing or have speech disabilities, we accept calls on our service line at (940) 260-2704.

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.


40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.

ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.


Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary.Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .


For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Selected customers reviews above describe individual experiences or results. Actual results may vary. App Store rating as of September 2024.


For persons who are deaf, hard of hearing or have speech disabilities, we accept calls on our service line at (940) 260-2704.

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.


40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.

ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.


Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary.Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Fizz cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .


For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Selected customers reviews above describe individual experiences or results. Actual results may vary. App Store rating as of September 2024.


For persons who are deaf, hard of hearing or have speech disabilities, we accept calls on our service line at (940) 260-2704.