/

/

/

/

/

/

International students

How to Choose the Right College in the U.S.

How to Choose the Right College in the U.S.

How to Choose the Right College in the U.S.

Aug 26, 2025

Sam Lipscomb

3

min

Choosing a college in the U.S. is one of the biggest decisions international students make. It’s not just about rankings - it’s about the academics, cost, lifestyle, and career opportunities you’ll get from the experience. This guide breaks down each factor so you can make a choice that feels right for you.



1. Start With Your Academic Goals

The first step is knowing what you want out of your education. Some students come with a clear career path in mind, while others need flexibility to explore. Your academic goals should be the foundation of your decision.

  • Clear major? Target universities with strong departments in your chosen field.

  • Still undecided? Choose schools with flexible curriculums and advising support.

  • Research or career focus? Big research universities excel in labs; smaller schools in teaching and mentorship.

If you’re not sure yet, don’t panic. Many students figure it out along the way, and choosing a school that supports exploration can be just as powerful as picking one that’s specialized.

2. Don’t Obsess Over Rankings

Rankings look flashy, but they rarely tell the full story. They often prioritize brand name over actual outcomes for students. A top 200 school may be perfect for you if its program fits your goals.

  • Programs > prestige. A mid-ranked school may be top 20 in your field.

  • Outcome-based research. Look at graduation rates and job placement reports.

  • Real examples. Georgia Tech ranks below some Ivies overall but dominates in engineering.

Use rankings as a filter, not as your final decision-maker. What matters more is the program’s reputation and opportunities for your career path.

3. Location Shapes Everything

The U.S. is massive, and the city or town you live in will shape your lifestyle, opportunities, and even your happiness. Think carefully about where you’d thrive day-to-day.

  • Big cities = opportunities. Access to internships and culture, but high costs.

  • College towns = focus. Affordable and tight-knit, but fewer big-industry links.

  • Climate and culture. Harsh winters or extreme heat can affect comfort and wellbeing.

Location will influence how you spend your weekends, how much you pay in rent, and even how quickly you adjust socially. Don’t overlook it - it’s more important than you think.

4. Know the Real Cost of Attendance

Tuition is just the starting point. The full cost of attendance includes housing, insurance, food, and transportation - and these vary hugely by location.

  • Beyond tuition. Add rent, insurance, groceries, books, and transport.

  • Hidden costs. Textbooks, lab fees, and travel can add thousands per year.

  • Cost differences. A school with higher tuition in a cheap city may cost less overall.

By looking at the total cost, not just tuition, you’ll avoid financial surprises. Many international students underestimate living expenses, which can cause unnecessary stress later.

5. Financial Aid and Scholarships

Paying for college is often the hardest part for international students. The good news? Some schools do offer support - you just need to know where to look.

  • Merit scholarships. Certain schools provide aid to attract international talent.

  • Graduate assistantships. Teaching and research jobs can cover tuition and provide stipends.

  • Private scholarships. Options like Fulbright exist but are very competitive.

Always check directly with universities. Even schools that don’t advertise scholarships may have funds available if you ask.

6. Career Outcomes Matter More Than You Think

At the end of your program, you’ll want a job or grad school admission. Schools vary widely in how well they support this, so dig into outcomes before you commit.

  • Career services. Resume workshops, interview prep, and job boards are essential.

  • Industry pipelines. Schools near hubs (Silicon Valley, NYC, Boston) offer better internships.

  • Alumni networks. A strong network can make introductions that land jobs.

Think of your degree as an investment. Choose a school that actively connects you to employers and alumni, not just one that gives you a diploma.

7. Support for International Students

The transition to U.S. life can be overwhelming. Some schools go above and beyond to support internationals, while others leave you to figure things out.

  • Visa advising. Guidance on CPT, OPT, and legal status.

  • Orientation programs. Specialized sessions help you settle in faster.

  • Clubs and buddy systems. Meeting peers reduces culture shock.

Strong international student services can make or break your adjustment. Look for schools that invest in helping you feel at home.

8. Build a Smart College List

It’s not enough to just pick dream schools - you need balance in your applications. A smart list ensures you’ll have good options no matter what.

  • Reach schools. Competitive, dream choices worth aiming for.

  • Match schools. Solid fit academically and financially.

  • Safety schools. Reliable backups so you’re never left empty-handed.

Applying to 6–8 schools across categories keeps your chances realistic while still letting you aim high.

9. Fit Over Fame

Prestige isn’t everything. The right college is the one that matches your academic, financial, and personal needs - not just the one with the fanciest name.

  • Budget check. Can you afford to stay for the full program?

  • Program fit. Does the curriculum actually align with your career goals?

  • Lifestyle fit. Can you see yourself happy and thriving there?

At the end of the day, “fit” matters more than “fame.” A supportive environment and strong program will serve you better than a brand name that doesn’t meet your needs.

How Fizz Helps Once You Decide

Once you’ve chosen your college, the financial challenges begin - housing deposits, splitting rent with roommates, paying bills, and starting life in the U.S. with no credit history. That’s where Fizz comes in.

  • Build credit safely. Start your U.S. financial history without risk of debt.

  • Manage roommate costs. Split rent and utilities easily.

  • Stay in control. Track daily expenses and avoid hidden fees.

While your college choice shapes your academics, Fizz ensures you start building your financial independence in the U.S. from day one.

Final Thoughts

Choosing the right college isn’t about finding the “best” one - it’s about finding the one that’s best for you. Look beyond rankings, ask hard questions about cost and support, and picture yourself living there day to day. The right choice will set you up not only for academic success, but for a smoother life abroad.

Sam Lipscomb

Author bio

Sam is a Kenyon College alum and is head of content at Fizz. He's been a go to personal finance resource among his peers since getting his first credit card during his sophomore year of college. He hails from Washington, DC, loves all things aviation, and currently lives in Los Angeles.

More articles

Choose debit. Not debt.

Scan to download the app

Now available on Android.

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.


450 Broadway, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.

ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.


All activities conducted by Fizz as program manager in connection with the Fizz Card and the corresponding line of credit are conducted by Fizz Technologies, Inc. (NMLS: 2522542).


Membership is subject to a periodic, recurring subscription fee. Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. ¹Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary. To opt out of future recurring subscription charges, Members may cancel their Membership through the app at any time prior to their next billing date. Cardholders who cancel their Membership will lose access to their Fizz Card and line of credit at the end of their subscription term. Closing a line of credit may negatively impact your credit score.


Fizz cardholders: Fizz reports your payment history on the revolving, open-end line of credit accessed by your Fizz Card. Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, missed payments, or other defaults on your account, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .


For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Selected customers reviews above describe individual experiences or results. Individuals in TikTok videos featured above are paid spokespeople. Selected customer reviews above describe individual experiences or results. Actual results may vary. App Store rating as of January 2025.


²Credit score sliding scale feature is for informational purposes only. Credit score ranges based on information available on RentSpree. Car loan figures assume a loan value of $30,000 over 72 months and based on information available on CNN. Student loan figures assumes a $35,000 private student loan with a 10-year term and based on information available on CNBC, NerdWallet and Credible. Apartment approval based on information available on BI and RentSpree.


Fizz is not a credit repair tool and does not offer any form of credit counselling services. Fizz makes no representation or promise that it will improve your credit score, history, or profile or provide you with any assistance in that regard. None of Fizz’s services, including your ability to check your credit report and/or score through the Fizz App, is offered or provided with respect to the extension of credit by third parties. Fizz and its affiliates are not credit repair organizations or credit services organizations, and are not offering to sell, provide or perform any service to you for the express or implied purpose of either improving your credit record, credit history or credit rating, obtaining an extension of credit for you, or providing advice or assistance to you with regard to improving your credit record, credit history or credit rating.


For people with disabilities, including those who are visually impaired, deaf, or hard of hearing, we accept messages via our in-app chat, emails at [email protected], and calls on our answering machine at (940) 260-2704. If you leave us a voicemail, please leave your name and number and a member of our customer support team will return your call.

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.


450 Broadway, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.

ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.


All activities conducted by Fizz as program manager in connection with the Fizz Card and the corresponding line of credit are conducted by Fizz Technologies, Inc. (NMLS: 2522542).


Membership is subject to a periodic, recurring subscription fee. Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. ¹Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary. To opt out of future recurring subscription charges, Members may cancel their Membership through the app at any time prior to their next billing date. Cardholders who cancel their Membership will lose access to their Fizz Card and line of credit at the end of their subscription term. Closing a line of credit may negatively impact your credit score.


Fizz cardholders: Fizz reports your payment history on the revolving, open-end line of credit accessed by your Fizz Card. Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, missed payments, or other defaults on your account, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .


For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Selected customers reviews above describe individual experiences or results. Individuals in TikTok videos featured above are paid spokespeople. Selected customer reviews above describe individual experiences or results. Actual results may vary. App Store rating as of January 2025.


²Credit score sliding scale feature is for informational purposes only. Credit score ranges based on information available on RentSpree. Car loan figures assume a loan value of $30,000 over 72 months and based on information available on CNN. Student loan figures assumes a $35,000 private student loan with a 10-year term and based on information available on CNBC, NerdWallet and Credible. Apartment approval based on information available on BI and RentSpree.


Fizz is not a credit repair tool and does not offer any form of credit counselling services. Fizz makes no representation or promise that it will improve your credit score, history, or profile or provide you with any assistance in that regard. None of Fizz’s services, including your ability to check your credit report and/or score through the Fizz App, is offered or provided with respect to the extension of credit by third parties. Fizz and its affiliates are not credit repair organizations or credit services organizations, and are not offering to sell, provide or perform any service to you for the express or implied purpose of either improving your credit record, credit history or credit rating, obtaining an extension of credit for you, or providing advice or assistance to you with regard to improving your credit record, credit history or credit rating.


For people with disabilities, including those who are visually impaired, deaf, or hard of hearing, we accept messages via our in-app chat, emails at [email protected], and calls on our answering machine at (940) 260-2704. If you leave us a voicemail, please leave your name and number and a member of our customer support team will return your call.

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.


450 Broadway, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.

ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.


All activities conducted by Fizz as program manager in connection with the Fizz Card and the corresponding line of credit are conducted by Fizz Technologies, Inc. (NMLS: 2522542).


Membership is subject to a periodic, recurring subscription fee. Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. ¹Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary. To opt out of future recurring subscription charges, Members may cancel their Membership through the app at any time prior to their next billing date. Cardholders who cancel their Membership will lose access to their Fizz Card and line of credit at the end of their subscription term. Closing a line of credit may negatively impact your credit score.


Fizz cardholders: Fizz reports your payment history on the revolving, open-end line of credit accessed by your Fizz Card. Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, missed payments, or other defaults on your account, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .


For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Selected customers reviews above describe individual experiences or results. Individuals in TikTok videos featured above are paid spokespeople. Selected customer reviews above describe individual experiences or results. Actual results may vary. App Store rating as of January 2025.


²Credit score sliding scale feature is for informational purposes only. Credit score ranges based on information available on RentSpree. Car loan figures assume a loan value of $30,000 over 72 months and based on information available on CNN. Student loan figures assumes a $35,000 private student loan with a 10-year term and based on information available on CNBC, NerdWallet and Credible. Apartment approval based on information available on BI and RentSpree.


Fizz is not a credit repair tool and does not offer any form of credit counselling services. Fizz makes no representation or promise that it will improve your credit score, history, or profile or provide you with any assistance in that regard. None of Fizz’s services, including your ability to check your credit report and/or score through the Fizz App, is offered or provided with respect to the extension of credit by third parties. Fizz and its affiliates are not credit repair organizations or credit services organizations, and are not offering to sell, provide or perform any service to you for the express or implied purpose of either improving your credit record, credit history or credit rating, obtaining an extension of credit for you, or providing advice or assistance to you with regard to improving your credit record, credit history or credit rating.


For people with disabilities, including those who are visually impaired, deaf, or hard of hearing, we accept messages via our in-app chat, emails at [email protected], and calls on our answering machine at (940) 260-2704. If you leave us a voicemail, please leave your name and number and a member of our customer support team will return your call.