The #1 Student

Money App

The #1 Student

Money App

The #1 Student

Money App

The easiest way to build credit, manage your money,

and jump-start your financial journey.

The easiest way to build credit, manage your money, and jump-start your financial journey.

The easiest way to build credit, manage your money, and jump-start your financial journey.

By entering your phone number and clicking Get Started you agree to
the Terms of Use, Privacy Policy and Consent to Contact. Text/data rates may apply.

By entering your phone number and clicking Get Started you agree to
the Terms of Use, Privacy Policy and Consent to Contact. Text/data rates may apply.

“Best Credit Builder”

Trusted by

100k+

students

4.6 Rating on App Store

As seen in

The money app everyone is talking about

Get Started for Free

Get Started for Free

Available on iOS and Android

Available on iOS and Android

for free

Reveal your credit score

Track your spending

Financial courses and tips

Reveal your credit score

Track your spending and budgets

Financial courses and tips

Try it

Get Membership for Even More

Get Membership for Even More

Supercharge your finances with a Fizz Membership

Supercharge your finances with a Fizz Membership

Build credit

Earn special rewards

Get a custom budget

Build credit

Earn cash back

Daily autopay and spend limits

+ everything else you’d get without membership.

Try it

Manage and master your money

Manage and master
your money

Manage and master your money

Track your spending

Track your spending

Find out where your money’s going, get a custom budget based on your spending history, and set limits by category.

Find out where your money’s going, get a custom budget based on your spending history, and set limits by category.

Monitor your credit

Monitor your credit

Check your credit score, get alerted when it changes, and build credit history step-by-step.

Check your credit score, get alerted when it changes, and build credit history step-by-step.

Learn about personal finance

Learn about personal finance

Become a money whiz with games and quizzes on investing, credit, budgeting and more. 

Become a money whiz with games and quizzes on investing, credit, budgeting and more. 

Build Credit with Fizz

Build Credit
with Fizz

Powered by Mastercard

More than just a debit card

Build credit with confidence

Earn cash back

Daily autopay and smart spend limits

No hidden fees or interest

Cash back and rewards

3% cash back in the spending category of your choice

Surprise rewards on the first Friday of every month

Flash deals for up to 100% off at your favorite spots

Earn over $300 in annual cash back and rewards value from your Fizz card and leave more money in your pocket – where it belongs.

How the Fizz Card works

01

Become a Member and connect your existing bank account.

02

Apply for the Fizz Card to access a line of credit offered by our bank partner

03

Get a credit limit and an available to spend recommendation based on your balance

04

Use your Fizz Debit Card, earn rewards, and automate your payments with Daily Autopay

See what a good score

can save you

None or Bad

<580

Ok

580–669

Good

670–739

Great

740+

Odds

Low

for apartment approval

You save

$0.00

on car loans*

You save

$0.00

on student loans**

*Based on a 72 months, $30,000 car loan

**Based on $35k private student loan with a

10-year term

See what a good score

can save you

None or Bad

<580

Ok

580–669

Good

670–739

Great

740+

Odds

Low

for apartment approval

You save

$0.00

on car loans*

You save

$0.00

on student loans**

*Based on a 72 months, $30,000 car loan

**Based on $35k private student loan with a

10-year term

See what a good score can save you

Bad

<580

Ok

580–669

Good

670–739

Great

740+

Odds

Low

for apartment approval

You save

$0.00

on car loans*

You save

$0.00

on student loans**

*Based on a 72 months, $30,000 car loan

**Based on $35k private student loan with a 10-year term

Connects with over 15,000 banks

Connects with over
15,000 banks

Connect your bank of choice to track your spending and manage your subscriptions. With the Fizz card, you can put your credit building on auto-pilot with our Fizz daily autopay using any bank you want.

Security and support

you can trust

Security and support you can trust

Best in class encryption

We follow best in class frameworks like PCI-DSS and SOC2. Plus, you are secured with Mastercard’s Zero Liability Protection.

We follow best in class frameworks like PCI-DSS and SOC2. Plus, you are secured with Mastercard’s Zero Liability Protection.

Top-tier customer support

If you need help or have any question, our customer support folks are standing by 7-days a week for real human help.

App controls

Block your card anytime from the app. Activate smart alerts to stay on top of your money and use FaceID to log in.

Download the app to get started

By entering your phone number and clicking Get Started you agree to
the Terms of Use, Privacy Policy and Consent to Contact.

  • Fizz is like having a financial sidekick as a student

    No interest rates, no credit checks, just easy credit building. It pays off all my purchases every day so I’m literally never worrying about going into debt.

    Read on the App Store

  • Easy for college students!

    I just started using Fizz to build credit. It's so helpful learning to manage my money. Their reward system is great, lots of opportunities to save & make money

    Read on the App Store

  • Helped me secure my first apartment

    From improving my credit score and knowledge on getting approved, I never would have been able to get a lease signed. Thanks Fizz

    Read on the App Store

  • Great for helping me budget.

    Fizz gives me a spending limit which forces me to be better at budgeting. It’s working!! Great App! I’ve recommended it to my friends as a gateway to budgeting!

    Review from AppStore

  • Student Approved

    School takes up my time but the short, informative articles helps with my financial planning. I definitely recommend if you're looking to become financially independent.

    Read on the App Store

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.


40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024. 40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.


ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.


Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary.


Fizz cardholders: Fizz reports your payment history on the revolving, open-end line of credit accessed by your Fizz Card. Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .
For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Selected customers reviews above describe individual experiences or results. Individuals in TikTok videos featured above are paid spokespeople. Selected customer reviews above describe individual experiences or results. Actual results may vary. App Store rating as of September 2024.


Credit score sliding scale feature is for informational purposes only. Credit score ranges based on information available on RentSpree. Car loan figures assume a loan value of $30,000 over 72 months and based on information available on CNN. Student loan figures assumes a $35,000 private student loan with a 10-year term and based on information available on CNBC, NerdWallet and Credible. Apartment approval based on information available on BI and RentSpree.


For people with disabilities, including those who are visually impaired, deaf, or hard of hearing, we accept messages via our in-app chat, emails at [email protected], and calls on our answering machine at (940) 260-2704. If you leave us a voicemail, please leave your name and number and a member of our customer support team will return your call.

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.


40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024. 40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.


ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.


Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary.


Fizz cardholders: Fizz reports your payment history on the revolving, open-end line of credit accessed by your Fizz Card. Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .
For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Selected customers reviews above describe individual experiences or results. Individuals in TikTok videos featured above are paid spokespeople. Selected customer reviews above describe individual experiences or results. Actual results may vary. App Store rating as of September 2024.


Credit score sliding scale feature is for informational purposes only. Credit score ranges based on information available on RentSpree. Car loan figures assume a loan value of $30,000 over 72 months and based on information available on CNN. Student loan figures assumes a $35,000 private student loan with a 10-year term and based on information available on CNBC, NerdWallet and Credible. Apartment approval based on information available on BI and RentSpree.


For people with disabilities, including those who are visually impaired, deaf, or hard of hearing, we accept messages via our in-app chat, emails at [email protected], and calls on our answering machine at (940) 260-2704. If you leave us a voicemail, please leave your name and number and a member of our customer support team will return your call.

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024.


40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.

ShoulderTap Technologies, Inc. d/b/a Fizz © 2024. 40 Wooster Street, Level 2, New York, NY 10013. All rights reserved. FIZZ® is registered in the U.S. Patent and Trademark Office.


ShoulderTap Technologies, Inc. d/b/a Fizz (“Fizz”) is not a bank. The Fizz Debit Mastercard® (“Fizz Card”) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.


Fizz Members may choose to apply for a Fizz Card, but are not required to. Fizz Membership does not guarantee access to a Fizz Card. Application and eligibility restrictions apply. Over $300 in annual value of Fizz Card based on cash value available to Fizz Card users assuming half of all available rewards and promotions are used. Actual results may vary.


Fizz cardholders: Fizz reports your payment history on the revolving, open-end line of credit accessed by your Fizz Card. Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®  and Transunion® .
For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.


Selected customers reviews above describe individual experiences or results. Individuals in TikTok videos featured above are paid spokespeople. Selected customer reviews above describe individual experiences or results. Actual results may vary. App Store rating as of September 2024.


Credit score sliding scale feature is for informational purposes only. Credit score ranges based on information available on RentSpree. Car loan figures assume a loan value of $30,000 over 72 months and based on information available on CNN. Student loan figures assumes a $35,000 private student loan with a 10-year term and based on information available on CNBC, NerdWallet and Credible. Apartment approval based on information available on BI and RentSpree.


For people with disabilities, including those who are visually impaired, deaf, or hard of hearing, we accept messages via our in-app chat, emails at [email protected], and calls on our answering machine at (940) 260-2704. If you leave us a voicemail, please leave your name and number and a member of our customer support team will return your call.