Ben Hedges is inviting you to join Fizz
The first 1,000 people to sign up with this code get a $10 sign up bonus!
BEN10
Coming soon on Android.
Ben Hedges is inviting you to join Fizz
The first 1,000 people to sign up with this code get a $10 sign up bonus!
BEN10
Coming soon on Android.
Ben Hedges is inviting you to join Fizz
The first 1,000 people to sign up with this code get a $10 sign up bonus!
BEN10
Coming soon on Android.
The student debit card that builds credit
No fees or interest
No overdue bills with Daily Autopay
No overspending with smart spend-limits
Earn rewards while spending
The student debit card that builds credit
No fees or interest
No overdue bills with Daily Autopay
No overspending with smart budget
Earn rewards while spending
The student debit card that builds credit
No fees or interest
Daily Autopay
Smart budget
Earn rewards while spending



Kyle at Harvard
raised his credit score
Scott at Umiami
learned about credit utilization
Andy at Michigan
raised his credit score
Mia at UCLA
earned $10 cash back
Teresa at UCLA
qualified for her dream apartment
See how Fizz compares
The best way to build credit in college
The best way to build credit in college


Discover student card
Builds Credit
Earn Rewards
Credit check
Up to 27.74% interest
Late and transfer fees

Fizz debit card
Builds Credit
Earn Rewards
No credit checks
No interest
No fees

Regular debit card
Builds Credit
Earn Rewards
No credit checks
No interest
No fees
Fizz debit card
Builds Credit
Earn Rewards
No credit checks
No interest
No fees
Discover student card
Builds Credit
Earn Rewards
Credit check
Up to 27.74% interest
Late and transfer fees
Regular debit card
Builds Credit
Earn Rewards
No credit checks
No interest
No fees
Fizz debit card
Builds Credit
Earn Rewards
No credit checks
No interest
No fees
Discover student card
Builds Credit
Earn Rewards
Credit check
Up to 27.74% interest
Late and transfer fees
Regular debit card
Builds Credit
Earn Rewards
No credit checks
No interest
No fees
How does Fizz work?
How can a debit card even build credit?
01

Link your existing bank account
02

Get a credit limit based on your present account balance that adjusts daily
03

Spend with your Fizz card, earn rewards, and pay back your balance with Daily Autopay
© Fizz Inc. © 2023 All Rights Reserved.
ShoulderTap Technologies Inc. d/b/a Fizz (“Fizz”) is not a bank. Banking services are provided by Patriot Bank, N.A. Fizz Mastercard Debit Cards (“Fizz Cards”) are issued by Patriot Bank, N.A. pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of Fizz’s services are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of Fizz’s services are offered and managed by Fizz, not our bank partners.
Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®, Transunion®, and Equifax®.For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the ShoulderTap Technologies Inc. d/b/a Fizz Consumer Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.
Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.
© Fizz Inc. © 2023 All Rights Reserved.
ShoulderTap Technologies Inc. d/b/a Fizz (“Fizz”) is not a bank. Banking services are provided by Patriot Bank, N.A. Fizz Mastercard Debit Cards (“Fizz Cards”) are issued by Patriot Bank, N.A. pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of Fizz’s services are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of Fizz’s services are offered and managed by Fizz, not our bank partners.
Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®, Transunion®, and Equifax®.For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the ShoulderTap Technologies Inc. d/b/a Fizz Consumer Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.
Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.
© Fizz Inc. © 2023 All Rights Reserved.
ShoulderTap Technologies Inc. d/b/a Fizz (“Fizz”) is not a bank. Banking services are provided by Patriot Bank, N.A. Fizz Mastercard Debit Cards (“Fizz Cards”) are issued by Patriot Bank, N.A. pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of Fizz’s services are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of Fizz’s services are offered and managed by Fizz, not our bank partners.
Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®, Transunion®, and Equifax®.For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the ShoulderTap Technologies Inc. d/b/a Fizz Consumer Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.
Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.
4.8 Rating
on App Store
Trusted by
thousands of students
4.8 Rating on App Store
Trusted by thousands of students
4.8 Rating on App Store
Trusted by thousands of students