Mine (formerly Fizz): MoneyGPT

4.6
3.46K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Mine is the #1 credit and money app trusted by 1,000,000+ young adults. Named the best credit builder by Business Insider, Mine is there for you in college and beyond.

ALL-IN-ONE FINANCIAL SOLUTION FOR YOUNG ADULTS
Whether you want to build credit, manage your money or have no idea where to start, Mine is there to help you every step of the way. Mine is free to download giving you all the tools you need to succeed.

BUILD CREDIT THE EASY WAY
Mine members get a debit card that builds credit with no interest, hidden charges or late fees. To get started, simply connect your bank account and get a spending limit based on how much money you have. With daily autopay, your card gets paid off every day so you never have to worry about overspending.

CHECK YOUR CREDIT SCORE FOR FREE WITH NO HARD PULLS
Check your score and stay on top of any changes. Don’t have a score yet? Mine will walk you step-by-step through the process of establishing your credit score.

KNOW WHERE YOUR MONEY GOES
Find out exactly where all of your cash goes every month. See your money trends, set category limits to stop you from spending too much and get a custom budget based on your personal history.

LEARN THE THINGS THEY DON’T TEACH IN COLLEGE
Learning about personal finance will pay dividends throughout your life. Get access to dozens of game-like lessons on investing, credit, budgeting, and more. Not sure where to start? Take a 2-minute money GPA quiz to help guide you in the right direction.

GET REWARDS AND MORE MONEY IN YOUR POCKET
The Mine card comes with 3% weekly cashback on the category of your choice, fun surprises on the first Friday of every month and exclusive campus deals of up to 100% off at places like Chipotle, Starbucks, Target and more.

Disclaimers:
ShoulderTap Technologies, Inc. d/b/a Mine © 2024. 450 Broadway, Level 2, New York, NY 10013. All rights reserved. Mine® is registered in the U.S. Patent and Trademark Office.

Mine is not a bank. The Mine Debit Mastercard® is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard®. The Mine Visa® Debit Card (together with the Mine Mastercard, the Mine Card”) is issued by Lead Bank, Member FDIC, pursuant to a license from Visa® and may be used everywhere Visa® debit cards are accepted. Any loans offered in connection with the Mine Card are originated by Lead Bank. Any promotions or rewards offered in connection with the Mine Card are offered and managed by Mine, not our bank partners. Any servicing, brokering, and collections activity is conducted by Mine Technologies, Inc.

Mine Members may choose to apply for a Mine Card, but are not required to. Mine Membership does not guarantee access to a Mine Card. Application and eligibility restrictions apply.

*Customers who successfully qualify, apply for, and accept a line of credit (LOC) will receive an initial LOC between $90 and $1,000 based on info provided during underwriting. LOCs may be adjusted over time based on repayment history if criteria are met. Contact customer support to request a free LOC app.

Mine cardholders: Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Mine is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Mine Card and related services will not remove negative credit history from your credit report. Mine, on behalf of Lead Bank, will report your activities to Experian® and Transunion® .

For additional information, terms and conditions applicable to your use of Mine services visit www.usemine.com.
Updated on
Mar 4, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 3 others
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
3.43K reviews
Joel Nedwash
February 24, 2026
Fizz has helped build credit from having zero credit history to 675 to now having 710 score within a few months! the support team is very helpful and polite. Fizz was my first credit card and I do not regret choosing them! my one and only complaint is that since changing to "Mine" they have forced me to get a new card, all the way back to December 2025 and the cards have been on backorder till some time in February 2026. EDIT: It has been 3 months and STILL NO CARD!
8 people found this review helpful
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Brandi
July 18, 2025
I signed up for this to lessen my spending on my credit cards, and make me more self-aware of my finances and spending habits. In the 2 months I've been using it I've utilized the 100% cashback offers multiple times, been gaining 3% cashback on my spending category of choice (gas) and have even explored some more local stores that are offered on the rewards options. It's super easy to use because it automatically connects to my regular bank account to "pay off" the balances that accrue.
97 people found this review helpful
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Riley Ivey LLC
March 1, 2026
I just started using this app and am really impressed with it so far! I love that they allow you to earn points you can redeem for rewards or cash back, plus it's a debit card that allows you to build your credit everytime you use it!! So great for people like me who need to repair their credit and can't get a real credit card!! Plus they offer a pink debit card for girly girls like myself!! Thanks Mine!! :)
3 people found this review helpful
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What’s new

Fizz is now called Mine. We’ve also added some new features for you to check out!